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INDIVIDUAL

Smart Hospital Saver Bundle

Combine Virtual Care with Hospital 501(r) Financial Assistance Support and Bill Negotiation — available to individuals and employees for added protection against healthcare costs.

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Happy person reviewing a hospital bill with savings

Overview

Smart Hospital Saver Bundle combines unlimited 24/7 telemedicine by CirrusMD with Goodbill hospital bill assistance — everyday care plus financial protection in one affordable membership. Ideal for the uninsured, high-deductible plan holders, self-employed, freelancers, gig workers, early retirees, and families.

Features

  • Unlimited 24/7 telemedicine by CirrusMD
  • Connect with a physician in as little as 60 seconds
  • Covers all eligible dependents for telemedicine
  • Goodbill hospital bill review & assistance
  • Help navigating hospital financial assistance under Section 501(r)
  • No copays, visit fees, or hidden fees

Advantages

  • Value every month — not just when something major happens
  • Reduce stress of unexpected hospital bills
  • Cancel anytime (if applicable)

Goodbill spotlight

Nationwide Launches Tool to Help Employers Lower Healthcare Costs, Improve Member Experience

Goodbill's hospital bill review and 501(r) financial-assistance engine helps employees and their families reduce out-of-pocket costs after a hospital visit — turning surprise balance bills into manageable, discounted, or even fully forgiven charges.

What's new

A new employer-focused tool from Goodbill makes it easier for plan sponsors to offer hospital bill support as a valued benefit. Members can check whether nearby hospitals honor 501(r) financial-assistance policies, estimate eligibility by household size and income, and submit bills for review — all through a simple, guided workflow.

  • Check 501(r) discount thresholds at nearby nonprofit hospitals
  • Screen household income against published financial-assistance policies
  • Submit balance bills and denied-care claims for expert review
  • Track application status and savings in a secure member portal

Discount checker

Example thresholds for a Long Island ZIP code (11743) with 29 eligible hospitals within 25 miles.

Eligible for 100% discount

up to $68,493

Eligible for 25–75% discount

up to $143,277

Thresholds vary by hospital and location. Actual eligibility depends on the hospital's Financial Assistance Policy.

Balance bill case studies

Real-world examples of how 501(r) review and bill negotiation can reduce member financial responsibility.

Postpay — 501(r) Case Study: Balance Bill — Member Savings

A member received a balance bill after an in-network hospital visit. Goodbill reviewed the charges, identified that the nonprofit hospital's 501(r) Financial Assistance Policy applied, and guided the member through the application process — resulting in a meaningful reduction of the member's out-of-pocket responsibility.

  • Hospital bill reviewed against 501(r) policy
  • Member screened for financial-assistance eligibility
  • Application submitted and tracked in the Goodbill portal
  • Member savings secured through hospital-approved discount

Postpay — 501(r) Case Study: Balance Bill / Denied Care — Member Savings

A member faced a denied or partially denied hospital claim that left them with an unexpected balance. Goodbill investigated the denial, confirmed the hospital's 501(r) obligations, and pursued financial assistance and negotiation — lowering the member's final obligation.

  • Denied-care claim reviewed for 501(r) eligibility
  • Hospital financial-assistance policy applied where appropriate
  • Negotiation support to reduce remaining balance
  • Member kept informed at every step through the portal
Apply Now — $25/monthAsk a Question

Service Disclosure: The Smart Saver Bundle combines virtual healthcare services with hospital bill assistance services. It is not health insurance and does not pay or guarantee payment of medical bills. Goodbill may assist eligible individuals with reviewing hospital bills, identifying potential billing issues, negotiating eligible bills, and identifying or applying for hospital financial assistance programs, including programs established under IRC §501(r), where applicable. Eligibility for financial assistance, bill reductions, or negotiated savings is not guaranteed and is determined by the applicable hospital, program requirements, circumstances, and other applicable criteria. CirrusMD virtual care is subject to its applicable service terms and clinical limitations. Goodbill and CirrusMD trademarks and logos are the property of their respective owners.