Privacy Policy

HealthPlanApply.com Privacy Policy

HealthPlanApply.com ("Website") is owned and operated by Memberly, Inc. ("Memberly," "we," "our," or "us"). Memberly is an employee benefits consulting and brokerage firm that assists employers, associations, labor organizations, and individuals in evaluating and obtaining health benefit solutions.

We respect your privacy and are committed to protecting the personal information you provide. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website or request information regarding health benefit programs.

By using this Website, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect information that you voluntarily provide, including:

• Name
• Company name
• Business address
• Email address
• Telephone number
• State
• Industry
• Number of employees
• Current health plan information
• Information submitted through quote requests or contact forms
• Any additional information you voluntarily provide

We may also automatically collect certain technical information, including:

• IP address
• Browser type
• Device information
• Operating system
• Website usage statistics
• Cookies and similar technologies

How We Use Your Information

We use your information to:

• Respond to inquiries
• Prepare health plan proposals and illustrations
• Evaluate eligibility for health benefit programs
• Obtain quotations from insurance carriers, third-party administrators, stop-loss carriers, and plan sponsors
• Communicate regarding requested products or services
• Improve our Website and customer experience
• Comply with legal and regulatory obligations

Insurance Quotes and Enrollment

Submitting information through this Website does not constitute an application for insurance or enrollment in any health plan.

Any quotes, illustrations, premium estimates, or benefit summaries are provided for informational purposes only and are subject to underwriting, eligibility, applicable law, plan availability, carrier approval, and final plan documents.

Coverage is not effective until all required applications have been approved and any required premium has been received.

Health Information

Unless specifically requested as part of an underwriting or enrollment process, please do not submit medical records or other protected health information through this Website.

If health information is requested during the underwriting or enrollment process, it will be handled in accordance with applicable privacy and security requirements.

Information Sharing

We do not sell your personal information.

We may disclose your information to:

• Insurance carriers
• Third-party administrators
• Stop-loss carriers
• Health plans
• Plan sponsors
• Licensed brokers and consultants
• Service providers assisting Memberly
• Government agencies when required by law

Information is shared only as reasonably necessary to provide the products or services you request or as otherwise permitted by law.

Cookies and Analytics

HealthPlanApply.com may use cookies and similar technologies to improve Website functionality and analyze Website traffic.

These technologies may include:

• Google Analytics
• Google Ads
• Microsoft Advertising
• Meta Pixel
• Similar analytics and advertising platforms

You may disable cookies through your browser settings; however, certain Website functions may not operate properly.

Data Security

Memberly maintains administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.

While we use commercially reasonable security measures, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Choices

You may:

• Request access to your personal information
• Request correction of inaccurate information
• Request deletion of information where permitted by law
• Opt out of marketing communications
• Decline cookies through your browser settings

California Privacy Rights

California residents may have additional rights under the California Consumer Privacy Act (CCPA), including the right to request access to, correction of, or deletion of personal information, subject to applicable legal exceptions.

Memberly does not sell or share personal information for cross-context behavioral advertising.

Third-Party Websites

This Website may contain links to third-party websites, including insurance carriers, providers, third-party administrators, and other organizations.

Memberly is not responsible for the privacy practices or content of third-party websites.

Children's Privacy

This Website is intended for business use and is not directed toward children under the age of 18. We do not knowingly collect personal information from children.

Changes to this Privacy Policy

We may update this Privacy Policy periodically. Changes become effective immediately upon posting unless otherwise stated.

The Effective Date at the top of this Policy indicates the most recent revision.

Contact Information

If you have questions regarding this Privacy Policy or wish to exercise your privacy rights, please contact:

Ownership

HealthPlanApply.com is owned and operated by Memberly, Inc.

HealthPlanApply®, LevelMax™, LevelFlex™, MECMax™, MECFlex™, Memberly®, and related names are trademarks or registered trademarks of Memberly, Inc. All other trademarks are the property of their respective owners.